Do You Need To File Bankruptcy?
Are you struggling with debts that you cannot pay? Are you worried about how you will provide for your family if your creditors begin foreclosure, repossession, and collection actions?
Call 404-220-9906 for a FREE consultation
If you have suffered a financial crisis that has caused you to become behind on your bills, you are not alone. Thousands of individuals and couples throughout Georgia file for bankruptcy relief each day. Too many families struggle financially under the overwhelming weight of debt. We can give you the opportunity to recover, rebuild, and restore your finances. Isn’t it time for a fresh start free from the burden of debt that is holding you back?
It Isn’t As Scary As You Think!
Our Atlanta bankruptcy lawyers are here to help you through one of the most stressful, frightening, and frustrating times of your life — a financial crisis that has left you without the money to pay your bills. The old “stigma” of filing no longer exists. It is now viewed as the “fresh start” the architects of the U.S. Constitution intended filing bankruptcy to be when they included authority for Congress to enact laws related to it in the Constitution. Congress enacted the Bankruptcy Code in 1978 and it has amended the code several times since then.
The United States Supreme Court confirmed the purpose of bankruptcy in its opinion issued in the case of Local Loan Co. v. Hunt (1934). The court ruled that bankruptcy “gives to the honest but unfortunate debtor… a new opportunity in life and a clear field for future effort, unhampered by the pressure and discouragement of preexisting debt.” Our Atlanta law firm is here to assist you in gaining the fresh start you need so that you can build a stronger financial future for you and for your family.
Can Bankruptcy Help Me?
In most cases, filing will:
- Stop creditor harassment
- Prevent you from losing your home in a foreclosure action
- Stop repossession of your car and other assets
- Eliminate most, if not all, of your credit card debt, medical bills, personal loans, and other unsecured debts
- Stop wage garnishments
- Prevent and/or wipe out deficiency judgments on assets you choose to let go back
- Give you the chance to catch up past due mortgage and car payments over time
There are many reasons for filing a bankruptcy action ranging from unemployment and medical emergencies to loss of a spouse or a failed business. Even if your debt problems are caused by the mismanagement of money or unwise use of credit cards, you can still find relief from debt problems by filing a bankruptcy petition.
If you or someone you know needs help with financial issues, please call our office today to request a free consultation. You are under no obligation when you meet with our attorneys. We want to get to know you and to learn more about your finances so that we can offer sound legal advice regarding your options for resolving your debt problem. We offer low down-payment options so that you can begin on the road to financial well-being right away.
Our Atlanta, Duluth and Lawrenceville, Georgia-area attorneys and staff prepare all of the necessary documents to file your petition, schedules, and statements, including those for Chapter 7, Chapter 13, and other debt relief solutions. We work with you to ensure the necessary documents filed are complete and accurate. We do not send you home with a bunch of paperwork to figure out on your own — we are a team!
Contact The Ballard Law Group online or by calling 404-220-9906 for your FREE consultation! Your fresh start on a better financial path is just a few steps away.